35% off all fees on Simon Visa/MC Gift Cards online w/ promo code MAY23SAVE35


Until May 27, Get 35% off all fees when ordering Visa and Mastercard Simon gift cards online. Use promo code MAY23SAVE35 when ordering at simon.com/volume.

The Deal

  • Simon Mall’s volume ordering site is offering the following discount codes for orders from its bulk gift card site (which requires approval to be able to purchase – see this post for more detail. Note that consumers should register as a consumer here in order to have access to the $1,000 cards.)
    • MAY23SAVE35: 35% off all fees. Valid 5/22/23 to 5/27/23.
  • Promo codes can not be combined
  • Credit for orders submitted without codes will not be permitted

Quick Thoughts

Remember not to purchase with an Amex card because you won’t earn points/cashback/miles and in an ideal world have more than one liquidation option because you don’t want to be left holding a ton of these gift cards with no way to redeem them if your sole liquidation option dies. There are also new liquidation restrictions, so be prepared for that.

This promotion makes the cost per card more reasonable assuming you’re buying a large quantity. For example, if you were to buy 10 Visa Gift Cards and load them with $1,000 each using the discount code, this is how the math would work out in terms of fees:

  • 10 x $3.95 = $39.50
  • Add $10 processing
  • Add $17 shipping (note: this is an examples and varies. This was the amount for shipping to me)
  • Total cost = $66.50
  • Total cost after 35% off all fees = $43.23 ($4.32 per $1,000 Visa Gift Card in this example).

This makes the discounted rate close to being the same price as buying physical cards directly from a Simon Mall. That said, it’s obviously way more convenient, especially for those of us that don’t have a Simon Mall close by. While not the cheapest manufactured spending around, that certainly makes these cards easily profitable or makes for fairly cheap points for those with a use for the Visa Gift Cards.

Particularly with the demise of GiftCards.com and GiftCardMall.com given the monthly caps on portal earnings for those sites and the fact that those sites now sell a max denomination of $250 per gift card, Simon was looking a bit better until recent issues began. There are other options still around for buying Visa and Mastercard gift cards as well, but as noted above make sure you have a couple of backup plans.

Previous updates

MAY23FLASH100: Free shipping and no processing fees. Valid 4/27/23 to 5/1/23.

APR23FLASH35: 35% off all fees. Valid 4/12/23 to 4/16/23

APR23FOOL100: Free shipping and processing fees (minimum $4,000 order). Valid 3/27/23 to 4/1/23

MAR23SPRING25: 25% off purchase fees. Valid 3/20/23 to 3/23/23

MAR23LUCKY35: 35% off purchase fees. Valid 3/13/23 to 3/17/23

MAR23FLASH25: 25% off purchase fees. Valid 3/7/23 to 3/10/23

MAR23SHIP100: 100% off processing & shipping fees – minimum order of $4,000. Valid 2/28/23 to 3/4/23

FEB23SAVE30: 30% off all fees. Valid 2/21/23 to 2/24/23

FEB23SAVE25: 25% off purchasing fees only. Valid 2/8/23 to 2/11/23

FEB23SHIP: No shipping or processing fees. Valid 2/1/23 to 2/5/23

JAN23SAVE35: 35% off purchasing fees only. Valid 1/23/23 to 1/27/23

JAN23SAVE25: 25% off purchasing fees only. Valid 1/10/23 to 1/13/23

JAN23NY45: 45% off all fees. Valid 12/28/22 to 1/5/23

DEC22MERRY35: 35% off purchase fees only. Valid 12/22/22 to 12/26/22

DEC22WKND20: 20% off all fees. Valid 12/16/22 to 12/19/22

DEC22FLASH35: 35% off purchase fees only. Valid 12/12/22 to 12/14/22

DEC22HOLLY25: 25% off purchase fees only. Valid 12/6/22 to 12/10/22

DEC22SAVE25: 25% off all fees. Valid 11/30/22 to 12/3/22

NOV22THANK35: 35% off all fees. Valid 11/21/22 to 11/26/22

NOV22FLASH50: 50% off all fees. Valid 11/15/22 to 11/19/22

NOV22SAVE40: 40% off all fees. Valid 11/10/22 to 11/12/22

NOV22FLASH45: 45% off all fees. Valid 11/4/22 to 11/7/22

SCARE22SAVE60: 60% off purchase fees only. Valid 10/28/22 to 11/2/22

OCT22SAVE50: 50% off all fees. Valid 10/23/22 to 10/25/22

OCT22FLASH45: 45% off all fees. Valid 10/17/22 to 10/20/22

SUPER22SALE72: 72% off purchase fees. Valid 10/11/22 to 10/14/22

OCT22SAVE40: 40% off all fees. Valid 10/5/22 to 10/8/22

SEP22OCT45: 45% off all fees. Valid 9/28/22 to 10/1/22

SEP22FALL52: 52% off all fees. Valid 9/20/22 to 9/25/22

SUPER22SAVE65: 65% off purchase fees only. Valid 9/14/22 to 9/16/22

SEP22WKND45: 45% off all fees. Valid 9/8/22 to 9/11/22

LD22SAVE60: 60% off all fees. Valid 8/30/22 to 9/5/22

AUG22FLASH50: 50% off all fees. Valid 8/17/22 to 8/20/22

AUG22SAVE45: 45% off all fees. Valid 8/10/22 to 8/14/22

AUG22BIG70: 70% off purchase fees only. Valid 8/5/22 to 8/8/22

JUL22AUG48: 48% off all fees. Valid 7/28/22 to 8/2/22

JUL22FLASH60: 60% off purchase fees only. Valid 7/22/22 to 7/26/22

JUL22SAVE45: 45% off all fees. Valid 7/18/22 to 7/20/22

JUL22SUPER72: 72% off purchase fees. Valid 7/12/22 to 7/15/22

JUL22WKND50: 50% off all fees. Valid 7/7/22 to 7/10/22

22JULY70: 70% off purchase fees. Valid 6/28/22 to 7/4/22

JUN22HOT50: 50% off all fees. Valid 6/22/22 to 6/25/22

JUN22FLAG40: 40% off all fees. Valid 6/14/22 to 6/18/22

JUN22FLASH60: 60% off purchase fees only. Valid 6/8/22 to 6/11/22

JUN22WKND45: 45% off all fees. Valid 6/3/22 to 6/5/22

MAY22MEM50: 50% off all fees. Valid 5/27/22 to 6/1/22

MAY22FLASH60 : 60% off all fees. Valid 5/17/22 to 5/20/22

MAY22SAVE45 : 45% off all fees. Valid 5/10/22 to 5/14/22

22CINCO55 : 55% off all fees. Valid 5/4/22 to 5/7/22

MAY22DAY48: 48% off all fees. Valid 4/29/22 to 5/1/22

APR22EARTH50: 50% off all fees.  Valid 4/21/22 to 4/23/22.

APR22FOOLS47: 50% off all fees.  Valid 3/30/22 to 4/2/22.

MAR22FLASH60: 60% off all purchase fees only.  Valid 3/21/22 to 3/23/22.

LUCKY22DAY50: 50% off all fees.  Valid 3/16/22 to 3/18/22.

MAR22DLS45: 45% off all fees.  Valid 3/11/22 to 3/15/22.

FEB22SAVE40: 40% off all fees.  Valid 2/25/22 to 3/5/22.

FEB22PREZ46: 46% off all fees.  Valid 2/1822 to 2/25/22.

RESOLVE22SAVE55: 55% off all fees. Valid 1/6/22 to 1/7/22.

DEC21CHEER50: 50% off all fees. Valid 12/14/21 to 12/18/21.

NOV50THANKS: 50% off all fees. Valid 11/22/21 to 11/26/21.

11/16/21 to 11/18/21 save 45% off all fees with promo code NOV45SAVE

11/11/21 to 11/13/21 save 50% off all fees with promo code FALL50NOV21

11/5 to 11/8 save 55% off all fees with promo code NOV21SAVE55

10/27/21 to 11/1/21 save 50% off all fees with promo code OCTSCARY50

10/19 to 10/22 save 45% off all fees with promo code OCT21SAVE45

10/5 to 10/8 save 50% off all fees with promo code GO50SEP21

9/21 to 9/26 save 55% off all fees with promo code SEP21EA55

9/15 to 9/18 save 50% off all fees with promo code SEP21GO50

9/8 to 9/12 and save 40% off all fees with promo code SEP21FS40

8/30 to 9/3 and save 45% off all fees with promo code AUG21SAV45

8/24 to 8/29 save 40% off all fees with promo code FS40AUG21 

8/17 to 8/19 save 50% off all fees with promo code SSN50AUG

8/8 to 8/11 save 45% off all fees with promo code AUG45SAVE.

8/5 and 8/6 save 50% off all fees with promo code FSAUG50.

7/28 to 8/2 and save 48% off all fees when ordering Visa® and Mastercard® Simon Giftcards® online. Use promo code FS48JUL when ordering at simon.com/volume.

7/21 to 7/24 and save 35% off all fees when ordering Visa® and Mastercard® Simon Giftcards® online. Use promo code JUL35SAVE when ordering at simon.com/volume.

7/15 to 7/18 and save 50% off all fees when ordering Visa® and Mastercard® Simon Giftcards® online. Use promo code JUL50SN when ordering at simon.com/volume.

7/8 to 7/12 and save 40% off all fees when ordering Visa® and Mastercard® Simon Giftcards® online. Use promo code FS40JUL when ordering at simon.com/volume.

6/30 to 7/3 save 44% off all fees when ordering Visa® and Mastercard® Simon Giftcards® online. Use promo code FS44JUN when ordering at simon.com/volume.

Update 6/24/21: Order by 11:59pm ET on 6/24 and save 50% off all fees when ordering Visa® and Mastercard® Simon Giftcards® online. Use promo code SUMMER50JUN when ordering at simon.com/volume. Note that many have experienced difficulty in liquidation in recent months, so this is a less attractive deal than in the past, though it is still relatively easy to come out ahead depending on your liquidation options.

June 16-17 and save 50% off all fees when ordering Visa® and Mastercard® Simon Giftcards® online. Use promo code FS50JUN

5/27/21-5/31/21 and save 40% off all fees when ordering Visa® and Mastercard® Simon Giftcards® online with promo code MEMORIAL40

5/11/21: 50% off all fees with promo code FS50MAY

Update 4/26/21: Order April 26-28 and save 40% off all fees when ordering Visa® and Mastercard® Simon Giftcards® online. Use promo code APR21SAVE40 when ordering at simon.com/volume. Note that the code WELCOME21 is also still valid through April 30th for 50% off fees on one order as well, but if you’ve already used that one, the new 40% off code is a decent alternative.

Update 3/31/21: Promo code WELCOME21 will take 50% off all fees for purchases online through Simon Mall’s volume ordering program through April 30, 2021, but Doctor of Credit notes that there might be a limit of one use. Note that this time, the discount applies to shipping fees. Note that many have experienced difficulty in liquidation in recent months, so this is a less attractive deal than in the past, though it is still relatively easy to come out ahead depending on your liquidation options.

Update 4/23/21: Promo code FSAPR50 will take 50% off all fees for purchases on 4/23/21 only. Note that I believe the code WELCOME21 is also still valid for 50% off one order as well, but if you have used that one or want to save it for another day before the end of the month, use FSAPR50 for half off fees today.

Update 3/12/21: Promo code FS21SPRING40 will take 40% off all fees for purchases online through Simon Mall’s volume ordering program from March 12-16, 2021. Note that this time, the discount applies to shipping fees. Note that many have experienced difficulty in liquidation in recent months, so this is a less attractive deal than in the past, though it is still relatively easy to come out ahead depending on your liquidation options.

Update 3/4/21: Promo code FS40MAR21 will take 40% off all fees for purchases online through Simon Mall’s volume ordering program from March 4-7, 2021 only. Note that this time, the discount applies to shipping fees. Note that many have experienced difficulty in liquidation in recent months, so this is a less attractive deal than in the past, though it is still relatively easy to come out ahead depending on your liquidation options.

Update 2/16/21: Promo code FS21FEB40 will take 40% off all fees for purchases online through Simon Mall’s volume ordering program, possibly February 16 & 17, 2021 only. Note that this time, the discount applies to shipping fees. Note that many have experienced difficulty in liquidation in recent months, so this is a less attractive deal than in the past, though it is still relatively easy to come out ahead depending on your liquidation options.

Update 2/8/21: Promo code FS21FEB35 will take 35% off purchase fees for purchases online through Simon Mall’s volume ordering program from February 8-11, 2021. Note that this time, the discount does not apply to shipping fees, which seem to have increased substantially over time. Combined with the difficulty in liquidation these days, this is a less attractive deal than in the past, though it is still relatively easy to come out ahead depending on your liquidation options.

Update 1/18/21: Promo code FS21JAN35 will take 35% off purchase fees for purchases online through Simon Mall’s volume ordering program from January 18-21, 2021. Note that this time, the discount does not apply to shipping fees, which seem to have increased substantially over time. Whereas fees were around $11 for me when Simon began selling cards online, they are now up to $17 for me, which frankly seems totally out of line. Combined with the difficulty in liquidation these days, this is a less attractive deal than in the past, though it is still relatively easy to come out ahead depending on your liquidation options.

Update 12/7/20: Promo code FS20JOY will take 35% off all fees (including shipping). However, I strongly recommend caution here. We’ve previously reported problems that people have had lately liquidating – these are currently not working in most cases for swipes of $100 or more at Walmart and other outlets. Only purchase if you have an alternate plan and a backup plan or two as we continue to monitor developments.

Update 11/16/20: Promo code FS20SAVINGS will take 35% off all fees (including shipping) for purchases online through Simon Mall’s volume ordering program from November 16-18, 2020. However, I strongly recommend caution here. We’ve previously reported problems that people have had lately liquidating – these are currently not working in most cases for swipes of more than $50 at Walmart and other outlets. Only purchase if you have an alternate plan and a backup plan or two as we continue to monitor development

Update 10/26/20: Promo code FS20SCARY is good for 35% off all fees (including shipping) for purchases online through Simon Mall’s volume ordering program from October 26 – 31, 2020. The last time they ran a similar promotion, the code was valid for unlimited use during the promo window and I expect that will be the same this time as well.

Update 11/6/20: Promo code FS20THANKS will take 35% off all fees (including shipping) for purchases online through Simon Mall’s volume ordering program from November 6-8, 2020. That said, I recommend caution here. We’ve previously reported problems that people have had lately liquidating (and we continue to get more reports of the same) and while we reached out to Simon about that we have yet to hear from them regarding this issue.

Update 10/26/20: Promo code FS20SCARY is good for 35% off all fees (including shipping) for purchases online through Simon Mall’s volume ordering program from October 26 – 31, 2020. The last time they ran a similar promotion, the code was valid for unlimited use during the promo window and I expect that will be the same this time as well.

Update 10/12/20: This deal is back, but this time it is good for 30% off all fees (including shipping and handling fees) with code FSOCT20. This makes the net cost per card very reasonable. This code has unlimited use (subject of course to the $25K per day limit on orders with Simon, which includes fees), but it expires 10/14 (valid 3 days only).

Update 8/24/20: This promotion has been extended to 8/31/20 and Simon has added an additional 10 uses of promo code AUG20PR for 15% off all fees (meaning that each customer can use this a max of 20 times).

Update 8/11/20: Simon Mall’s volume gift card site is offering 15% off on all fees (including 15% off the shipping fee) on orders of 5 or more cards with coupon code AUG20PR. While not quite as good as the July promotion, this is nonetheless noteworthy given recent changes in the online landscape.

Update 6/29/20: Simon is offering several promo codes for “July 4th Savings”, including 20% off purchase fees and free ground shipping on orders of 5 or more cards. (expired)//

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[…] Update 4/12/23: 35% off fees with promo code APR23FLASH35. Hat tip to FM […]

FM fan

Is anyone else running into a $5K limit, both per day and per order? I could’ve sworn that the limits for both used to be $10K, but I hadn’t placed an online order for nearly three years (I’ve done a few in-person at a mall during that time) so I’m not sure if things have changed or if my account has additional restrictions.


What cards do you suggest buying these gift cards from?


Total cost after free processing and shipping fees = $43.23 ($43.23 per $1,000 Visa Gift Card in this example).

Correction: $4.23 per card.


Wonder what sales will be like with these new limitations on these cards.


What can these be used for now, $99 a swipe?


It varies, but much more cumbersome to liquidate.


Can you use Simon Mastercard gift card on Plastiq to pay mortgage or car loan?


not able to purchase any money orders from jewel-osco in midwest. neither using simon gc or mastercards/visa from staples. AH!


I use gift cards as debit cards to pay my estimated taxes. Is this option still viable for the Simon visa gift cards without any problems? Thank you in advance for answering my question and happy travels!!!


Free shipping and process: MAR23SHIP100


Please be extra cautious when buying this. Kroger’s / Fred Meyer is no longer working in NW (Portland-Seattle area). Now failing under $500 (single MO for 498, single swipe with a fresh card). Liquidate as soon as possible if you can… R.I.P. MS with Simon VGCs. 


Same boat…falied for 495, 490 and 489…this is toast. Wonder why the f pathway/meta got so pissed with simon quite suddenly on valentine’s day…


try 399

[…] Replace 2/1/23: Save 100% off all transport and processing charges when ordering Visa and Mastercard Simon present playing cards on-line. Use promo code FEB23SHIP when ordering at simon.com/quantity. (ht FM) […]


That’s more like it…

[…] Update 2/1/23: Save 100% off all fees when ordering Visa and Mastercard Simon gift cards online. Use promo code FEB23SHIP when ordering at simon.com/volume. (ht FM) […]


i know AMEX cards dont give you points, but wouldnt it still be okay to use if you want to use it to meet a minimum spend requirement? Like if i dont mind not earning points on it if I would be chipping at min spend otherwise?


Post of 2/1/2023 needs to be corrected!! This is not 100% off ALL fees as title and post says.
This FEB23SHIP code waives processing fee ($10 fixed fee) and ground shipping.

The *purchase fee* of $3.95 per card is not waived, nor any other shipping selection.
Based on my math and a typical purchase, this is about a 30% savings, but YMMV based on how many cards you buy in a transaction. Not at all a stellar deal, versus many earlier Simon discount codes.


more of a 40% off all fees rather than 30

Last edited 3 months ago by dan

[…] Update 12/13/22: 35% off purchase fees only with promo code DEC22FLASH35. Hat tip to FM […]


Better recheck your math on cost per card on this post. $5.26 per $1,000 card is wrong at 35% discount in your example.
But I’ve always said, there’s 3 kind of people in this world, those that can count and those that can’t.

[…] Update 12/13/22: 35% off purchase fees only with promo code DEC22FLASH35. Hat tip to FM […]


anyone knows why some grocery store chains accept these cards as payment for money orders while other Metabank ones like those from Staples/OM are not?


Costco should take the vgc as they take $250 staple vgcs. The $250
Amount comes right off the bill –
So if your bill was $751 you can swipe 3 x $250s gcs and then use another credit card or a vgc for the rest

[…] Update 5/27/21: Promo code MEMORIAL40 will take 40% off all fees for purchases between May 27 – 31. Hat tip to Frequentmiler […]


FYI these offers expire at 11:59 PM on the expiry date. Found that out the hard way trying to purchase at 9:01 PM Pacific time…

[…] Replace 5/27/21: Promo code MEMORIAL40 will take 40% off all charges for purchases between Could 27 – 31. Hat tip to Frequentmiler […]

[…] Update 5/27/21: Promo code MEMORIAL40 will take 40% off all charges for purchases between May 27 – 31. Hat tip to Frequentmiler […]


Where is best place to liquidate these Simon GC’s for cash/money orders in CA?


It’s 48% off ALL fees, not just purchase fees.

[…] Simon Mall has 60% off purchase fees for Visa and Mastercard gift cards of up to $1,000 face value through tomorrow evening. Use promo code JUN22FLASH60. Need I say it? Sigh, these are Metabanks. (Thanks to Stephen at FM) […]


yea, saw their email sent earlier this wk, briefly exciting to see a 60% but passing up as the disc doesn’t apply to the total fees as u stated; their 50-55% off of total will return soon

Last edited 1 year ago by dan
Fred p

Can someone help me understand why this is a good deal? I’ve been watching these for a while – and just don’t get it. $1,000 gift card coats $30 in fees. Assuming you use a 2x card – you get 2,000 points for $30. That doesn’t seem like a great value. What am I missing? I get hitting minimum Spends – but beyond that?

Stephen Pepper

Where are you getting $30 in fees from? With this latest 55% discount promo code, the fee works out to be $2.99 per card. $30 in fees would be $10,000 worth of cards – is that where things are getting mixed up?


a bit lower, around $27…

Last edited 1 year ago by dan
Fred p

Ahh – there you go! Looks like this only makes sense in significant volume. One card would be 15 in fees (assuming it scales linearly). I’d rather go to staples and buy 1,000 in GC and earn 5,000 points on my CIC than spend $15 to earn 2,000 points. But I guess at least 10k that math changes. I’m not into MS per-se. I like to spend the GC on organic spend. Probably not the right vehicle for me.


SMVGCs are for MSers


I like to say I’m an ex MSers during the good ol’ days. I would love to still be a MSer…;) But what options are available for someone living in the NYC area?


not familiar with NYC or NE area


My husband and I just had our gift cards declined at 2 different grocery stores. I’m waiting on Simon Mall to confirm what’s going on.


Krystle, care to share which or name of grocery store(s)? also, what’s the declined reason on the receipt? Thx


I tried Food Lion, Publix, and Harris Teeter in NC. I didn’t get a receipt. The system just said Not Authorize.


did you activate the cards as instructed?


not that, the merchants blocked it

Last edited 1 year ago by dan

it is specific to simon cards or their larger amount or visa, because mc from staples and giftcards.com work just fine, all 3 are issued by metabank, anyone knows the pattern?

Last edited 1 year ago by kukuki

Posted on both Flyertalk.com and Reddit on this yesterday. Not sure where you are, but multiple confirmations on this – Safeway-affiliates including Shaws, Jewel-Osco and Acme have all implemented the same block as they had done earlier at their Vons stores in California. You’ll get a “Not Authorized” message when you try to run them.

Dick Bupkiss

Well-known and nothing new. This is expected behavior.


whats expected?


It is only a good deal when it is fee free. Even at almost 50% off the fees it does not make it worthwhile to do on most credit cards even with bonuses eg for office supplies or whatever.


Does anyone else have trouble activating these $1,000 VGCs? Seems I can’t do it online or on the phone number on the back of the card (one message says card is already activated, and another message says the card has not been activated). No help from Simon yet. 60% off all fees sounds good, but only if the cards can be easily activated and used. Frustrating!


You have to log in and activate it through their system. It’s very specific in the instructions.


Simon has generally been great, but the stealth switch from discounting “all fees” to only “purchase fees” seemed a bit slimy. And, as noted in the article, the discount is considerably lower than usual.


Dont know how good of a deal this is and maybe you should wait for a better one, but here goes:

Order now through March 5, 2022 11:59pm EST, and save 40% off all fees when ordering Visa® and Mastercard® Simon Giftcards® online. Use promo code FEB22SAVE40 when ordering at simon.com/volume.


The following code actually works!

Order now through February 22, 2022 11:59pm EST, and save 46% off all fees when ordering Visa® and Mastercard® Simon Giftcards® online. Use promo code FEB22PREZ46 when ordering at simon.com/volume.


can i make an online purchase of gift cards using my P2’s card, but enter billing name as mine?
originally i added P2’s card to account using their name, but received an email from Simon saying how P2’s card needs to be removed, as account holders can only make purchases using their own cards.

Last edited 1 year ago by slaven

It’s obviously not allowed but I’ve been doing it for more than a year.

David Duff

not working 22HAPPY75


Why most are not getting this to work. From Simon:
“The Happy Card promo is a B2B promotion, not applicable to the MS community.”


PSA – just attempted to register and the following is the response. This is a huge change as I have no malls near me. “Due to recent developments, Simon is now requiring new customers that have not bought from us within the past 12 months to visit a Simon location to make an in-person purchase before we can approve you for online sales.”


My order from 2/1 still hasn’t shipped. Why on earth would they run a sale of any kind if they still haven’t shipped orders that are a week old?


Are they really running this? I’ve not yet found anybody who can verity that this works.


Just a warning. Be prepared for a long wait for these cards. They will bill you and you may well be having to pay your credit card before you see the debit cards.

An order placed on 1/30/22 is still showing as being processed on the Simon site and they acknowledge the items have not been shipped by the card supplier (Covid is to blame), but the credit card was billed (not just a pending charge) on 2/1/22. They say it may ship this week. Last month was similar but not quite as bad and it showed as shipped.

Make sure you can carry the float. I use these gift cards for expenses rather than cashing them out and I can afford the wait, but at some point I may have to tell my bank that this is not OK.


Same, not working


Does anybody show this as working. I tried. 5 others I know tried. This code does not work!


22HAPPY75. Invalid code. Did I miss something


after the 18th, will a 55% off follow? haha

Last edited 1 year ago by dan

Nick, what “recent issues” are you talking about?


they now have different VGC designs, but most have a $500/card limit

The Other Sam

NOV21JOY55 gets you 55% off fees.

The Other Sam

Well, it did until this AM.


yep, got 1 order in yday afternoon, but that code stopped working last night; no worry, will likely come back some time in Dec

Ed k

My days of ms are over. No place to liquidate. With the way inflation is and this crazy economy, we sure could use simply for cash out. If you still can, your days are numbered. I did better during the recession. This economy is going down the drain along with the country. So sad.


Which stores allow convert SM VGC to MO? My walmart are dead with $99 limit.

ed k

I used to have many different places to convert to MO. Now, they all went cash only, which is great for a money launderer since “cleaning” ill-gotten cash is the focus. Who takes loads of cash round to convert to MO? If they would take that cash to deposit in the bank, red flags go up. If some places would have simply allowed bank debit, or a debit with your name printed on it to be used to get MO, that would have sufficed. If stores really care about these things, they should ask for photo ID.


has any folks used a venture X to pay for on-line SMVGCs? if so, did it go thru ok or trigger fraud alert?

Last edited 1 year ago by dan

thx Nick, got mine via fedex earlier today… thinking about SM with this 50% off but unsure; i also have a spark cash for almost 3 yrs which was used for a $10k in 1 trxn periodically

[…] OCTSCARY50 – Order online by November 1 and save 50% off all fees on Visa and Mastercard Simon Giftcards. (HT: Frequent Miler) […]


What does Simon Mall code as for rewards with Chase or Amex? What is the play here, just hit minimum spend?


Is AMEX still the only one who will not allow Simon purchases? (thinking of Cap One).

Does anyone count these as cash advances?




unless one is in a rush, most will wait for a 50% off

Dick Bupkiss

FWIW, I received this offer today (April 1) but email says it’s valid from April 1-3, not through the whole month.


my on-line acct is temporarily deactivated after >1 yr dormancy; simon insisted that i must visit a local store, more than 50 mile r/t, to buy a minimum $3k first before they will re-activate my online acct claiming that everyone has to do the similar… so wait, for those folks don’t have a local store in the city or state, simon also denied requests for service or refused to sell as well?


Happened to me as well. I signed up for Simon gift cards long ago but hadn’t ever made a purchase. I live close enough to a Simon mall, so called ahead to arrange a purchase in advance, before driving over, as the e-mail instructed. The person at the Simon management office told me that when you are instructed to come in like that due to dormancy, they waive all fees on your first in-person purchase due to the extra hassle. I was told to bring in the letter that I received that asked me to come in-person. So, I bought some $1K gift cards in-person with absolutely zero fees. This is definitely YMMV and only occurred because the person at the Simon mall’s management office told me about it. But you should call to ask, as that savings might make the drive worth it if they honor the same offer.

As a side note, they require you to fill out a brief form and specify the reason that you are purchasing – and the form gives examples, one of which is the abbreviation “MS”. I took FM’s advice and honestly entered “MS”, and they were totally fine with that.

Last edited 2 years ago by Frank

I wasn’t dormant with them but when they changed the policy I was asked to do the same with my online account disabled until I did. This was last summer. I haven’t bothered to deal with it so far because the nearest Simon is over 100 miles one way and until recently there were better deals for my purposes. The fee free thing discussed by Frank is nice but hardly makes up for the time and gas. That said I might reconsider when I am in the area of a Simon for other reasons which may happen soon.


Can I purchase and load a $1000 gift card at the mall or only through the bulk card site? Can I put more than $1000 on one card? I have a very large Federal Income Tax bill to pay this year and these seem like the easiest way to make low fee payments to the Fed.


$1000 is the max value per debit card. I bought some $1K cards today and paid taxes today. Each card was good for a $997.50 tax payment and a $2.50 fee (give or take). You can only use one card per tax payment. And, supposedly, only two payments per processor per tax period.

HOWEVER: I made two CREDIT card payments via PayUSATax on 3/5/21 and two DEBIT card payments via that same company on 3/12/21, all for the 2020 tax period, and all four were accepted. Seems to exceed the published limits, unless I’m mistaken. Would love to see more data points on this.

References: FM IRS

Last edited 2 years ago by Frank

[…] Update 11/16/20: FS20SAVINGS takes off 35% all fees including shipping. Just keep in mind the liquidation issues. Hat tip to FM […]

[…] Simon Visa Gift Cards online: 15% off all fees (incl shipping) (One code expires 8/31/20, another expires 12/31/20) […]


Do you guys have a list of which retailers are no longer working for cash-out (besides WMT)?


This deal is dead as there is no way to cash out. Also Staples Visas are also dead for MOs.

Mark W

Nick, are you aware of any good (i.e.: not too risky or expensive) VGC liquidation methods that are not direct spend or Walmart dependent? Buying MOs at some grocery stores is one. Any others?


so many rookie comments here crack me up


with the current liquidation issue, may help that SM would offer a 50% disc code

Last edited 2 years ago by dan

[…] Simon Giftcards® online. Use promo code FS20SAVINGS when ordering at simon.com/volume. (HT: FM) Just beware of the recent issues with Visa gift cards at Walmart and […]

[…] Update 11/16/20: FS20SAVINGS takes off 35% all fees including shipping. Just keep in mind the liquidation issues. Hat tip to FM […]

Ed. C

Unfortunately, I don’t think the timing of this promo will do anything to increase sales at Simon when what is probably the most convenient place to liquidate them has effectively banned them.

[…] at all, especially if you were sitting on a large pile of Simon Mall cards purchased with one of their recent promo codes. At least now we know – for now – that you can still use the cards at Walmart; […]

Your daddy

Do chase cards still work for these to help hit minumum spend for sign up bonus?


Thanks for that DP. I assume Chase doesn’t care whether GCs were purchased online or in store, they’re “friendly” either way? And yes, trying to liquidate those is becoming a major PITA. I now take several GCs with me to rotate in case the swipes fail. The CSR at my Simon said they did reach out to WM and were told this is an unintended consequence of their system upgrade and should be eventually resolved. What is not clear though if their bug is that we can’t successfully swipe some cards OR that we still CAN swipe cards and they were not able to completely kill it. Keeping fingers crossed here.


The swipes now are maxed at $400. You can do 3 consecutive swipes on the same card to drain a simon $1k card.


Yeah, and unfortunately it looks like it’s not only Simon cards but ANY metabank cards. I tried a few different kinds purchased from Staples, OD, Safeway and they all get declined over $400, bummer.


fyi Nick, the system shows ‘subscription fault’ as i tried to subscribe for new comments


I’ve been getting code 05, “debut not available” at several of my local WMs with SMGCs. That code is supposed to mean that there are insufficient funds, but of course, the funds are there.

Is this unique to stores in my area or nationwide?

At this point, there is just one store I can use. As the grocery stores that take debit cards for MOs already don’t accept SMHCs, that’s a blow I didn’t need.

Ed. C

It’s widespread. Several discussions about it on FT, FM Facebook group, Manufactured Spending Facebook group and others.


is ur name on SMGCs? if so, cashiers @ grocery store happen to check, it sb ok, right? btw, do cover / hide the word gift card

Last edited 2 years ago by dan

No name. I’m getting them in person. I do cover the word, of course. But it’s the machines, not the cashiers.

There are actually two that are pretty reliable, at this point. But one is skittish, over the years, about MOs.


as i earlier commented on another blogger’s site, at my local WMMCs (2 so far) one register didn’t work at all with any GCs (every time) while another next to it continually has no issue whatsoever; the non-working register did take a bank dc fine; any rate, not sure if 1 register got system changed while another did not or has not yet

Last edited 2 years ago by dan

thx Nick, i’ve been aware of getting the name on the smgc; what my reply to Sue was that it was strange that 1 register did not work, while another right next to it continually worked as usual

Last edited 2 years ago by dan

Hey Nick,

The new daily max is $25,500, so we can buy 25K in one shot now.



This is after I placed a 25K order today. It’s not all accounts though apparently.


Sorry, tried to post a photo.

Billy Bob

I read the whole thing; can’t make sense of it though.

Joe W

Anyone else having trouble purchasing Simon VGCs? Trying to use my Chase WOH card and it keeps getting declined. Not sure if just my card or a new Chase hurdle.


AUG20PR code does not give free shipping


Either free shipping or 15% off entire order. You cannot combine promo codes. Says it on the email w/ the promo codes FREEGROUND & Aug20PR. Enter promo code AUG20PR to enjoy 15% off ALL fees on orders of 5 or more cards. Limited to 10 orders per customer. Expires August 23, 2020.

The following offer is still available – you can use up to 5 times.

FREEGROUND – Free Ground Shipping on any order size. Limited to 5 orders per customer. Expires December 31, 2020 (subject to change).

Please note – promo codes can’t be combined.

I buy $9K @ a time and free shipping is the better deal for me.


FYI for all….
Just got called form my local Simon Mall; they are restart in person gift card sales on Monday. Word came from corporate, so may be worth others checking with their malls.


I’ve never entertained Simon’s MS options before…can you have a name printed on the gift cards or do they all ready “Especially for you?”


To register you need a tax id number. Can you just use an SSN?


How does it coded? Is it safe with USBank Biz leverage ?


Any update from your Simon mall contact on when gift cards will be available in the malls?


it requires SSN to register, does it hard pull your credit report?


Posts as “Simon GC Volume” (or similar) on your card statement. IMO that’s the biggest deterrent to purchasing these.


What’s the cheapest MS around that can scale to this volume?

rick b

At $3.16 per card, this is a steal for my stable of 2% cards.


The FREEGROUND code doesn’t work anymore.


Nevermind, it works again. There was about a 1 week period where it wasn’t working for some reason.

[…] Update 5/16/20: Additional promo codes have been added below. h/t Frequent Miler […]


In light of this and new fees for gcm, would love to see a comparison of the two (and gc.com) for the least expensive/best sweet spots for MS in pajamas.


addl disc helps, but single purch of $10k likely ask for CC shutdown; with the in-store grocery cat bonus multiple offers, will wait till local simon malls resume in-store sales


Was thinking the same thing.


I’ve been running max order (24) on BoA PR no problem so far

Dick Bupkiss

Key words: “so far”…


All good things come to an end. This is definitely not the most unreasonable spend I have on the card. Hope they value the value of my total relationship.

Logan Jung

Hey Dan, do in-store sales code differently? I’m asking because if they do, I might explore weather or not AmEx would be worth trying……. I know it is typically recommended AGAINST but I’m just curious whether or not it’s possible.


i wouldn’t use any amex card for either in-store or on-line purch at SM, but if wanting to test, buy 1 & see if any pts would be credited… even if it will, no guarantee that pts / cr would be awarded on future purch

Last edited 2 years ago by dan
Logan Jung

Yeah, appreciate the comment. I know most people say it won’t or doesn’t count but I wonder if they are just saying that second hand or have actually done the work themselves to test.



For the last year + I’ve bought $10k-$20k per month on Chase cards with no issues. Can anyone talk about a specific scenario where they have been shut down for $10k in purchases? I’ve regularly checked this forum and FT and shut downs I’ve seen are combined with other problematic activity – like money order issues with banks. Feels to me that every time someone posts about Simon this warning comes up like its routine when I don’t think it really is.

[…] Hat tip to Frequent Miler […]